Business-Building Ideas from Terry Brock Changing and adapting have always been extremely important to survive.  It was Herbert Spencer (not Charles Darwin) who coined the phrase “Survival of the Fittest,” and it is more true today than ever. Think of companies like Microsoft and Cisco. Just a few short years ago they were top of [...]

by Terry L. Brock [Note: Be sure to listen to the audio podcast of this article with rich media and even more delightful content!  Scroll to the bottom of this post and click on the "Play" button to listen to the short, 7:15, audio.  I look forward to your comments! - Terry ] Steve Jobs, [...]

In financial planning and investments, you are pretty certain you have no guarantee. You can’t predict the future and whatever someone may say — even with the best of intentions — can’t be guaranteed, as long as it is in the future. However, I’m still going to go out on a limb and give you [...]